Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan. Divita Home Finance, Inc. dba Northbay Home Loans under California Dept. of Real Estate broker license #01818285 / Co NMLS 323700.